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Other assumptions include a 45 month in‑school period, 6 month grace period, a standard repayment account, and the student remains in school through the expected graduation date.

Business and Law assumptions include a 21 month in-school period. Actual rates and payment information may vary based on applicable terms. Citizens Bank reserves the right to modify interest rates at any time without notice.

All of the banks and lenders below allow borrowers to refinance student loans, as well as consolidate them during the process.

Discover Student Loans explains the benefits of an internship and how it can increase your chances of employment.You can put the extra monthly cash toward your savings or debt reduction goals.Once you're married, you and your spouse will need to work together to maintain your new family's finances. Older versions may limit your ability to access some of this site's functionality. Learn More Download the newest version of Microsoft Internet Explorer by refinancing and consolidating all your private and government, and undergraduate and graduate loans, into one affordable loan. Refinancing student loans could make a big difference in your monthly budget.Lower your interest rate, reduce your monthly payment, fix a variable-rate, even remove a cosigner to gain financial independence and control. When you refinance multiple student loans, you combine several payments into one and potentially lower your total monthly payment.

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